Your one-stop wallet for digital life

Grembispay is a unified platform for receiving, converting, storing, and managing digital and fiat assets. Operating accounts, payment gateway, and corporate cards in one solution.

View Details Open Account

Multicurrency

Personal Payment Accounts

Your fiat foundation for everyday life.

Get personal payment accounts in euros, dollars, or other currencies to receive transfers, pay bills, and manage your budget. Transparent SEPA/SWIFT details and fast transactions with no hidden fees.

Crypto ⇄ Fiat

OTC Conversions

Convert between crypto and fiat, on your terms.

Exchange cryptocurrency for fiat or fiat for cryptocurrency — at competitive rates, directly in the app. No need to move funds to an external exchange. Whether you're converting crypto to cover everyday expenses or adding crypto from your fiat balance, the process is straightforward and transparent — clear rates, low spreads, no surprises.

Fiat Conversions

FX Foreign Exchange

Exchange currencies whenever you need to.

Instant conversion between accounts in different currencies on demand. Top up your working capital in the currency you need, or lock in profits by switching from volatile to stable fiat assets.

Cards

Virtual & Physical Cards

Pay with your digital assets in the real world.

Issue a virtual card instantly or order a personalized physical card (Visa/Mastercard). Link it to your account or wallet and pay for purchases anywhere cards are accepted. Cards are issued by a licensed card-issuing partner under a Visa/Mastercard program. Grembis Financial Inc. acts as the program manager. Instant blocking in the app, detailed spending history, and budget control.

Digital Wallet

Digital Fiat Wallet

Is the core for payments and card use. It is not a bank account, but a modern, fast, and predictable tool. Transparent terms: no interest, credit lines, or complicated overdrafts. Customer funds are held in accordance with Bank of Canada RPAA requirements. Focus on payments, not lending.

One dashboard. Total control.

Every transaction in one place — crypto conversions, fiat payments, card spending, and account balances. See exactly where your money is, move it when you need to, and manage everything without jumping between apps or services.

Choose your Grembispay card

Physical card

Personalized Visa/Mastercard

Pay worldwide

Order Card

Virtual card

Instant issuance

Full control in the app

Active Now

Advantages

Personal fiat accounts

Instant crypto/fiat conversion

Virtual and physical cards

Digital fiat wallet for payments

Get personal account

Ready to combine fiat and crypto assets?

Create account

FAQ

How does Digital Fiat Wallet differ from a bank account?

The wallet is designed exclusively for payments and settlements. It does not have any lending or interest accrual functions, which makes its terms and conditions as simple and transparent as possible. It is a payment account for everyday use.

How long does it take to issue a card?

A virtual card is issued instantly after verification is complete. A physical card is manufactured and delivered by our partners within 7-14 business days.

How do I top up my account?

You can fund your fiat account via bank transfer (SEPA or SWIFT) or via card

Is it safe?

Yes. We are registered with FINTRAC as a Money Services Business (No. M21307932) and with the Bank of Canada as a Payment Service Provider under the Retail Payment Activities Act. Your fiat funds are held in accordance with RPAA requirements. Cards are issued by licensed partners under a Visa/Mastercard program.